Business Bank Accounts
The combined balance is determined one business day prior to the last business day of your fee period. Combined business deposit balances include the average ledger balance in your Navigate Business Checking account plus other qualified linked accounts:
business bank accounts
Your Navigate Business Checking account cannot be linked to another Navigate Business Checking account for combined balances. Other accounts linked to your Navigate Business Checking account for combined balances, such as a Business Market Rate Savings account, cannot simultaneously be linked to another Navigate Business Checking account to avoid the monthly service fee with combined balances.
The first five Optimize Business Checking accounts within a billing relationship are included in the monthly maintenance fee of $75. Additional Optimize Business Checking accounts in excess of five are $30 each. See the Business Account Fee and Information Schedule for additional business account information.
Optimize Business Checking customers can access advanced features through Commercial Electronic Office (CEO). Available within a billing relationship. Enrollment in CEO is required and additional fees may apply. Contact your banker for a complete description of services, fees, and enrollment instructions.
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. You should review any planned financial transactions that may have tax or legal implications with your personal tax or legal advisor.Securities products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S", or "Merrill"), a registered broker-dealer, registered investment adviser, Member SIPC layer, and a wholly-owned subsidiary of Bank of America Corporation. MLPF&S makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation.Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation. Trust and fiduciary services are provided by Bank of America, N.A. and U.S. Trust Company of Delaware. Both are indirect subsidiaries of Bank of America Corporation.Insurance Products are offered through Merrill Lynch Life Agency Inc. (MLLA) and/or Banc of America Insurance Services, Inc., both of which are licensed insurance agencies and wholly-owned subsidiaries of Bank of America Corporation.Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
A U.S. Bank business checking account and Everyday Funding give you access to your funds within hours, seven days a week, so you can increase your cash flow. It's just one way U.S. Bank Business EssentialsTM can help your business thrive.
See the U.S. Bank Your Deposit Account Agreement booklet for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice. For the most current information about packages and benefits available, contact your banker.
Chase Performance Business Checking comes with a $30 Monthly Service Fee that can be waived by maintaining an average beginning day balance of $35,000 or more in linked business savings, CDs and other Chase Performance Business Checking accounts (excluding client funds savings accounts). Transaction Fees will not be charged for all electronic deposits and the first 250 debits and non-electronic deposits each statement cycle. There will be a Transaction Fee of $0.40 for each debit and non-electronic deposit above 250. Electronic deposits are deposits made via ATM, ACH, Wire and Chase QuickDeposit. The first $20,000 in cash deposits per month with no fee (standard cash deposit fees apply above $20,000). Other fees may apply. Fees and product features are subject to change at any time. Linking for pricing purposes will not affect your statement and does not link account for overdraft protection. Overdraft protection must be requested by you. All accounts are subject to approval.
Transaction Fees will not be charged for all electronic deposits and the first 500 debits and non-electronic deposits each statement cycle. There will be a Transaction Fee of $0.40 for each debit and non-electronic deposit above 500. Electronic deposits are deposits made via ATM, ACH, Wire and Chase QuickDeposit. The first $25,000 in cash deposits per month with no fee (standard cash deposit fees apply above $25,000). Other fees may apply. Fees and product features are subject to change at any time. All accounts are subject to approval. Qualifying investment accounts include: Securities (including mutual funds and variable annuities) and investment advisory services are offered through J.P. Morgan Securities LLC (JPMS) or affiliated broker/dealers. Annuities and insurance products are provided by various insurance companies and offered through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMS, a member of FINRA and SIPC, and CIA are affiliates of JPMorgan Chase Bank, N.A. Products not available in all states.
Finance your small business with business loans from Chase. Find a variety of financing options including SBA loans, commercial financing and a business line of credit to invest in the future of your business.
You have more volume and variety in your transactions and want more tools to help you track and manage cash flow. You may want to link multiple checking accounts for easier bookkeeping, or may need a sweep account to earn interest on your excess balances.
You need a solution that helps simplify things, and can link multiple checking accounts for easier bookkeeping, has tools to manage cash flow, and applies an earnings credit on all balances so you only pay for the banking services you use.
Navy Federal conducts all member business in English. All origination, servicing, collections and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency where possible. Military images used for representational purposes only; do not imply government endorsement. Terms and conditions are applied to gift cards.
"Small business is the heartbeat of a community. M&T Bank is definitely committed to independent businesses. They really worked with us from the beginning. They are just as committed to our business as we are."
Business Owner 1 (00:04):My business has been in our family for years. To build on that legacy, I needed a financial partner to guide us on how to invest in the business and keep it going.
Business Owner 2 (00:14):My employees depend on me to keep the business financially sound, so I needed a financial partner who could offer tools to manage cash flow, give us more perks as time goes on, and care about my business as much as I do.
Business Owner 2 (00:41):I like that Truist brings deep knowledge to my business with all the services I need. But even better, it's clear they genuinely care about me and want to see my business succeed.
Business Owner 3 (00:51):Plus, Truist knows how important my business is to the community because they're a part of the community too. My Truist branch and support team are just down the street. So, whenever I need to see someone face to face, they're right there.
Speaker 4 - Narrator (01:12):As a small business owner who brings big value to your community, you deserve a banking approach that works for you. When you start with care, you get a different kind of bank. See how far your business can go when we work together. To get started, call us, schedule an appointment online, or stop by a nearby branch.
Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable Corp., which are SEC registered broker-dealers, members FINRA SIPC and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, Inc. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, Inc., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.
Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.
Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency: 041b061a72